Michael Cloud
Photo: U.S. House Office of Photography, Public domain, via Wikimedia Commons

Michael Cloud Net Worth

U.S. Representative for Texas
RepublicanHouseTexas
Estimated net worth (midpoint)
$616K
Range: $316K to $915K
Source: U.S. House Clerk, 2025 annual report filed August 5, 2026. Updated October 29, 2026.
How to read this: members of Congress report each asset and debt in a value band (for example, $1,001 to $15,000), not an exact amount. We add up the low ends and the high ends, then subtract debts the same way, to get the widest possible range. The midpoint is simply the middle of that range, not a measured value. The forms do not include a home the official lives in (unless it earns rent), cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so true net worth can be higher.

Michael Cloud’s net worth over time

$0$500K$1M$1.5MTook office (Jul 2018) ▸2017: $124K to $385K (Amendment to 2017 annual report, filed January 8, 2019)2018: $89K to $335K (2018 annual report, filed May 15, 2019)2019: $61K to $265K (2019 annual report, filed August 13, 2020)2020: $103K to $370K (2020 annual report, filed August 12, 2021)2021: $173K to $545K (2021 annual report, filed May 16, 2022)2022: $139K to $435K (2022 annual report, filed July 14, 2023)2023: $139K to $435K (2023 annual report, filed May 10, 2024)2024: $237K to $680K (2024 annual report, filed May 13, 2025)2025: $316K to $915K (2025 annual report, filed August 5, 2026)Midpoint $255KMidpoint $212KMidpoint $163KMidpoint $237KMidpoint $359KMidpoint $287KMidpoint $287KMidpoint $459KMidpoint $616K201720182019202020212022202320242025

Swipe the chart to see every year →

Disclosed range (low to high)MidpointTook office

His first report in the online database covers 2017, before he took office in 2018, so the chart starts before his first day in office. Every bar is one official report, added up the same way. Nothing is filled in between reports. Tap or hover a bar for details.

See every year as a table
YearNet worth rangeMidpointSource
2017$124K to $385K$255KAmendment to 2017 annual report, filed January 8, 2019
2018$89K to $335K$212K2018 annual report, filed May 15, 2019
2019$61K to $265K$163K2019 annual report, filed August 13, 2020
2020$103K to $370K$237K2020 annual report, filed August 12, 2021
2021$173K to $545K$359K2021 annual report, filed May 16, 2022
2022$139K to $435K$287K2022 annual report, filed July 14, 2023
2023$139K to $435K$287K2023 annual report, filed May 10, 2024
2024$237K to $680K$459K2024 annual report, filed May 13, 2025
2025$316K to $915K$616K2025 annual report, filed August 5, 2026

Since the earliest online report (2017)

+$192K
change in the low end ($124K → $316K)
+$530K
change in the high end ($385K → $915K)
+$361K
change in the midpoint ($255K → $616K)

Compares the 2017 report with the 2025 report, using the same method for both. His first report in the online database covers 2017, before he took office in 2018, so the chart starts before his first day in office. Changes can come from a spouse’s assets, market moves, property values, new debts or how filers choose bands, and the forms do not say which. We do not guess.

What the latest report lists

RJ Money Market: Raymond James Money Market (FNSXX), joint$100K–$250K
TEACHER RETIREMENT SYSTEM OF TEXAS, spouse$50K–$100K
BANK: Capital One Account$15,001–$50,000
BANK: TDECU Accounts$15,001–$50,000
Debtsnone reported

From the 2025 report filed August 5, 2026. Highlights only. The full report is linked in the sources below.

Where the money comes from

Congressional salaryMutual funds and ETFsBank and cash accountsPensionsCollege savings plans

Main sources named in the disclosures and the reporting we cite. The forms don’t split the total into exact amounts, so we don’t show percentages.

Michael Cloud reported household assets minus debts of $316K to $915K, a midpoint of about $616K, on his latest financial disclosure (2025 annual report, filed August 5, 2026).

Michael Cloud has represented Texas's 27th congressional district since 2018. He is a member of the Republican Party.

In the current Congress he serves on the House subcommittee focused on government efficiency. His first annual report shown here covers 2017, before he won his seat in a 2018 special election.

His House reports show a fairly simple set of finances: bank and money market accounts, retirement accounts including his spouse's Texas teacher pension, mutual funds and college savings plans. He has reported no debts on any report shown here, and the reported ranges have grown since 2019.

What his 2025 disclosure shows

The report he filed on August 5, 2026 covers 2025. It lists 14 assets with a value, adding up to $316,000 to $915,000. The largest are RJ Money Market: Raymond James Money Market (FNSXX) (joint, $100K–$250K); TEACHER RETIREMENT SYSTEM OF TEXAS (spouse, $50K–$100K) and BANK: Capital One Account ($15,001–$50,000).

The report lists no debts that we count, so the range of $316,000 to $915,000 comes from the assets alone, with a midpoint of about $616,000.

How the range has changed

Using the same method for every year, the midpoint of his disclosed range went from about $255,000 on his 2017 report to about $616,000 on his 2025 report. The lowest was about $163,000, in 2019. The chart shows nine reports from 2017 to 2025, each added up the same way, and nothing is filled in between them.

These are ranges built from the value bands on each form, not exact values. They move with market prices, property values, new or paid-off debts and the bands a filer picks, and the forms do not say which of these caused a change. Like every member of Congress, Cloud does not have to report a home he lives in, cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so his real net worth could be higher than these forms show.

Career and money timeline

  1. 2017

    Earliest report in the House's online database: range of $124,000 to $385,000 (midpoint $255,000).

  2. 2018

    Wins a special election and takes office in the U.S. House.

  3. 2025

    Latest report: range of $316,000 to $915,000 (midpoint $616,000).

Michael Cloud net worth FAQ

What is Michael Cloud's net worth?

Michael Cloud's 2025 financial disclosure puts household assets minus debts at $316K to $915K, a midpoint of about $616K. Officials report values in ranges, so this is an estimate, not an exact figure.

Where does this number come from?

From Michael Cloud's official annual financial disclosure, filed with the Clerk of the House on August 5, 2026. We add up every asset and debt band on the form. The same method is used for every year on the chart.

Has Michael Cloud's net worth changed since taking office?

Compared with the earliest online report (2017), the low end of the range went from $124K to $316K and the high end from $385K to $915K. His first report in the online database covers 2017, before he took office in 2018, so the chart starts before his first day in office.

What are Michael Cloud's largest assets?

On his 2025 report, the largest holdings are RJ Money Market: Raymond James Money Market (FNSXX) (joint, $100K–$250K); TEACHER RETIREMENT SYSTEM OF TEXAS (spouse, $50K–$100K); BANK: Capital One Account ($15,001–$50,000). Values are reported in bands, not exact amounts.

Sources

  1. Clerk of the U.S. House, Financial Disclosure Reports database (accessed October 29, 2026). Filings used for the chart:
  2. House Committee on Ethics, Financial Disclosure Instruction Guide (calendar year 2025). What is and isn’t reported.
  3. Background facts: Wikipedia, Michael Cloud (accessed October 29, 2026). Used for career facts only, never for figures.

Photo: U.S. House Office of Photography, Public domain, via Wikimedia Commons.

Every number on this page comes from an official filing or the named report next to it. We never fill in years with our own guesses, and this page is not a judgment about how the money was made. How we handle estimates.