Sarah Elfreth’s net worth over time
Swipe the chart to see every year →
Her first report in the online database covers 2023, before she took office in 2025, so the chart starts before her first day in office. Every bar is one official report, added up the same way. Nothing is filled in between reports. Tap or hover a bar for details.
See every year as a table
| Year | Net worth range | Midpoint | Source |
| Cand. 2023 | $0 to $0 | $0 | Candidate report, filed December 2, 2023 |
| 2024 | −$34K to $50K | $8K | Amendment to 2024 annual report, filed October 24, 2025 |
| 2025 | −$4K to $151K | $74K | 2025 annual report, filed August 12, 2026 |
Since taking office
Compares the candidate report from 2023, filed before taking office with the 2025 report, using the same method for both. Changes can come from a spouse’s assets, market moves, property values, new debts or how filers choose bands, and the forms do not say which. We do not guess.
What the latest report lists
| Baltimore City Retirement, spouse | $15,001–$50,000 |
| Maryland State Retirement and Pension System | $15,001–$50,000 |
| T. Rowe Price, 401k, National Aquarium: T. Rowe Price 2055 Retirement Fund (TRRNX) | $15,001–$50,000 |
| Fidelity SAI Canada Equity Index Fund (FSCJX), spouse | $1,001–$15,000 |
| Debt: Student loans, MOHELA | $15,001–$50,000 |
| Mortgage on a home not listed as an asset (left out of our totals) | $500K–$1M |
From the 2025 report filed August 12, 2026. Highlights only. The full report is linked in the sources below.
Where the money comes from
Main sources named in the disclosures and the reporting we cite. The forms don’t split the total into exact amounts, so we don’t show percentages.
Sarah Elfreth reported household assets minus debts of −$4K to $151K, a midpoint of about $74K, on her latest financial disclosure (2025 annual report, filed August 12, 2026).
Sarah Elfreth has represented Maryland's 3rd congressional district since 2025. She is a member of the Democratic Party.
She studied political science at Towson University and earned a master's in public policy from Johns Hopkins University. She represented the 30th district in the Maryland Senate from 2019 to 2025. In 2024 she won a 22-way Democratic primary for the House seat and then the general election, and she was sworn in on January 3, 2025. Her first report shown here is a 2023 candidate report, which lists no assets or debts, before she took office.
What her 2025 disclosure shows
The report she filed on August 12, 2026 covers 2025. It lists 5 assets with a value, adding up to $46,000 to $166,000. The largest are Baltimore City Retirement (spouse, $15,001–$50,000); Maryland State Retirement and Pension System ($15,001–$50,000) and T. Rowe Price, 401k, National Aquarium: T. Rowe Price 2055 Retirement Fund (TRRNX) ($15,001–$50,000).
On the debt side, the report lists one debt, a student loans with MOHELA, in the $15,001–$50,000 band. Subtracting debts the same way gives a range of −$4,000 to $151,000, with a midpoint of about $74,000. It also lists a mortgage on a home the report does not list as an asset. As on all our House profiles, we leave that debt out because the home's value is not counted either.
How the range has changed
Using the same method for every year, the midpoint of her disclosed range went from about $0 on her 2023 report to about $74,000 on her 2025 report. The chart shows three reports from 2023 to 2025, each added up the same way, and nothing is filled in between them.
These are ranges built from the value bands on each form, not exact values. They move with market prices, property values, new or paid-off debts and the bands a filer picks, and the forms do not say which of these caused a change. Like every member of Congress, Elfreth does not have to report a home she lives in, cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so her real net worth could be higher than these forms show.
Career and money timeline
- 2019
Joins the Maryland Senate (to 2025).
- 2023
Earliest report in the House's online database: range of $0 to $0 (midpoint $0).
- 2025
Takes office in the U.S. House.
- 2025
Latest report: range of −$4,000 to $151,000 (midpoint $74,000).
Sarah Elfreth net worth FAQ
What is Sarah Elfreth's net worth?
Sarah Elfreth's 2025 financial disclosure puts household assets minus debts at minus $4K to $151K, a midpoint of about $74K. Officials report values in ranges, so this is an estimate, not an exact figure.
Where does this number come from?
From Sarah Elfreth's official annual financial disclosure, filed with the Clerk of the House on August 12, 2026. We add up every asset and debt band on the form. The same method is used for every year on the chart.
Has Sarah Elfreth's net worth changed since taking office?
Compared with the candidate report, the low end of the range went from $0 to −$4K and the high end from $0 to $151K.
What are Sarah Elfreth's largest assets?
On her 2025 report, the largest holdings are Baltimore City Retirement (spouse, $15,001–$50,000); Maryland State Retirement and Pension System ($15,001–$50,000); T. Rowe Price, 401k, National Aquarium: T. Rowe Price 2055 Retirement Fund (TRRNX) ($15,001–$50,000). Values are reported in bands, not exact amounts.
Why does Sarah Elfreth's range go below zero?
Our low end adds up the smallest possible value of every asset band and subtracts the largest possible value of every debt band. On her 2025 report the debts listed could, in the most extreme case, be larger than the assets, so the range starts at −$4,000. The midpoint is about $74,000.
Sources
- Clerk of the U.S. House, Financial Disclosure Reports database (accessed November 3, 2026). Filings used for the chart:
- 2025 annual report (August 12, 2026)
- Amendment to 2024 annual report (October 24, 2025)
- Candidate report (December 2, 2023)
- House Committee on Ethics, Financial Disclosure Instruction Guide (calendar year 2025). What is and isn’t reported.
- Background facts: Wikipedia, Sarah Elfreth (accessed November 3, 2026). Used for career facts only, never for figures.
Photo: House Creative Services, Public domain, via Wikimedia Commons.
Every number on this page comes from an official filing or the named report next to it. We never fill in years with our own guesses, and this page is not a judgment about how the money was made. How we handle estimates.