Joni Ernst
Photo: United States Senate Photographic Studio, Public domain, via Wikimedia Commons

Joni Ernst Net Worth

U.S. Senator for Iowa
RepublicanSenateIowa
Estimated net worth (midpoint)
$790K
Range: $255K to $1.32M
Source: U.S. Senate eFD, Annual Report for CY 2025 filed May 15, 2026. Updated October 23, 2026.
How to read this: members of Congress report each asset and debt in a value band (for example, $1,001 to $15,000), not an exact amount. We add up the low ends and the high ends, then subtract debts the same way, to get the widest possible range. The midpoint is simply the middle of that range, not a measured value. The forms do not include a home the official lives in (unless it earns rent), cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so true net worth can be higher. Senate reports list mortgages but usually not the homes they are on. We count those mortgages as debts, as on all our Senate profiles, which can make the low end look lower than it really is.

Joni Ernst’s net worth over time

−$2M−$1M$0$1M$2MTook office (Jan 2015) ▸2014: $56K to $800K (Annual Report for CY 2014 (Amendment 1), filed July 22, 2016)2015: −$479K to $375K (Annual Report for CY 2015 (Amendment 1), filed July 22, 2016)2016: −$829K to $190K (Annual Report for CY 2016 (Amendment 1), filed July 5, 2017)2017: −$785K to $325K (Annual Report for CY 2017, filed May 15, 2018)2018: −$892K to −$55K (Annual Report for CY 2018, filed May 15, 2019)2019: −$1.59M to −$290K (Annual Report for CY 2019, filed August 11, 2020)2020: −$1.44M to −$105K (Annual Report for CY 2020, filed May 16, 2021)2021: −$705K to $150K (Annual Report for CY 2021, filed May 11, 2022)2022: −$670K to $200K (Annual Report for CY 2022, filed May 5, 2023)2023: −$157K to $595K (Annual Report for CY 2023, filed May 14, 2024)2024: $248K to $1.22M (Annual Report for CY 2024, filed May 15, 2025)2025: $255K to $1.32M (Annual Report for CY 2025, filed May 15, 2026)Midpoint $428KMidpoint −$52KMidpoint −$319KMidpoint −$230KMidpoint −$473KMidpoint −$940KMidpoint −$771KMidpoint −$277KMidpoint −$235KMidpoint $219KMidpoint $734KMidpoint $790K201420152016201720182019202020212022202320242025

Swipe the chart to see every year →

Disclosed range (low to high)MidpointTook office

Her first report in the online database covers 2014, before she took office in 2015, so the chart starts before her first day in office. Every bar is one official report, added up the same way. Nothing is filled in between reports. Tap or hover a bar for details.

See every year as a table
YearNet worth rangeMidpointSource
2014$56K to $800K$428KAnnual Report for CY 2014 (Amendment 1), filed July 22, 2016
2015−$479K to $375K−$52KAnnual Report for CY 2015 (Amendment 1), filed July 22, 2016
2016−$829K to $190K−$319KAnnual Report for CY 2016 (Amendment 1), filed July 5, 2017
2017−$785K to $325K−$230KAnnual Report for CY 2017, filed May 15, 2018
2018−$892K to −$55K−$473KAnnual Report for CY 2018, filed May 15, 2019
2019−$1.59M to −$290K−$940KAnnual Report for CY 2019, filed August 11, 2020
2020−$1.44M to −$105K−$771KAnnual Report for CY 2020, filed May 16, 2021
2021−$705K to $150K−$277KAnnual Report for CY 2021, filed May 11, 2022
2022−$670K to $200K−$235KAnnual Report for CY 2022, filed May 5, 2023
2023−$157K to $595K$219KAnnual Report for CY 2023, filed May 14, 2024
2024$248K to $1.22M$734KAnnual Report for CY 2024, filed May 15, 2025
2025$255K to $1.32M$790KAnnual Report for CY 2025, filed May 15, 2026

Since the earliest online report (2014)

+$199K
change in the low end ($56K → $255K)
+$525K
change in the high end ($800K → $1.32M)
+$362K
change in the midpoint ($428K → $790K)

Compares the 2014 report with the 2025 report, using the same method for both. Her first report in the online database covers 2014, before she took office in 2015, so the chart starts before her first day in office. Changes can come from a spouse’s assets, market moves, property values, new debts or how filers choose bands, and the forms do not say which. We do not guess.

What the latest report lists

First Interstate Bank, joint$250K–$500K
Dodge & Cox Income Fund$15,001–$50,000
Fidelity 500 Index Fund$15,001–$50,000
T. Rowe Price Large-Cap Growth Fund I Class$15,001–$50,000
Debt: Mortgage, Freedom Mortgage$50K–$100K

From the 2025 report filed May 15, 2026. Highlights only. The full report is linked in the sources below.

Where the money comes from

Congressional salaryMutual funds and ETFsBank and cash accountsRetirement accounts

Main sources named in the disclosures and the reporting we cite. The forms don’t split the total into exact amounts, so we don’t show percentages.

Joni Ernst reported household assets minus debts of $255K to $1.32M, a midpoint of about $790K, on her latest financial disclosure (Annual Report for CY 2025, filed May 15, 2026).

Joni Ernst has represented Iowa in the U.S. Senate since 2015 and chaired the Senate Republican Policy Committee from 2023 to 2025. She served in the Iowa State Senate from 2011 to 2014 and as Montgomery County auditor before that.

She served in the Iowa Army National Guard from 1993 to 2015, retiring as a lieutenant colonel, and commanded a transportation company in Kuwait during the Iraq War. In September 2025 she announced she would not seek reelection in 2026.

What her 2025 disclosure shows

The report she filed on May 15, 2026 covers 2025. It lists 50 assets with a value, adding up to $355,000 to $1.4 million. The largest are First Interstate Bank (joint, $250K–$500K); Dodge & Cox Income Fund ($15,001–$50,000) and Fidelity 500 Index Fund ($15,001–$50,000). Another one item is listed with no value or an undetermined value, such as a pension, so it is not counted.

On the debt side, the report lists one debt, a mortgage with Freedom Mortgage, in the $50K–$100K band. Subtracting debts the same way gives a range of $255,000 to $1.3 million, with a midpoint of about $790,000. The Senate form lists mortgages but usually not the homes they are on, so counting those mortgages as debts pulls the low end of the range down.

How the range has changed

Using the same method for every year, the midpoint of her disclosed range went from about $428,000 on her 2014 report to about $790,000 on her 2025 report. The lowest was about −$940,000, in 2019. The chart shows twelve reports from 2014 to 2025, each added up the same way, and nothing is filled in between them.

These are ranges built from the value bands on each form, not exact values. They move with market prices, property values, new or paid-off debts and the bands a filer picks, and the forms do not say which of these caused a change. Like every member of Congress, Ernst does not have to report a home she lives in, cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so her real net worth could be higher than these forms show.

Career and money timeline

  1. 2011

    Takes a seat in the Iowa State Senate.

  2. 2014

    Earliest report in the Senate's online database: range of $56,000 to $800,000 (midpoint $428,000).

  3. 2015

    Takes office as a U.S. senator.

  4. 2023

    Becomes chair of the Senate Republican Policy Committee.

  5. 2025

    Announces she will not seek reelection.

  6. 2025

    Latest report: range of $255,000 to $1.3 million (midpoint $790,000).

Joni Ernst net worth FAQ

What is Joni Ernst's net worth?

Joni Ernst's 2025 financial disclosure puts household assets minus debts at $255K to $1.32M, a midpoint of about $790K. Officials report values in ranges, so this is an estimate, not an exact figure.

Where does this number come from?

From Joni Ernst's official annual financial disclosure, filed with the U.S. Senate on May 15, 2026. We add up every asset and debt band on the form. The same method is used for every year on the chart.

Has Joni Ernst's net worth changed since taking office?

Compared with the earliest online report (2014), the low end of the range went from $56K to $255K and the high end from $800K to $1.32M. Her first report in the online database covers 2014, before she took office in 2015, so the chart starts before her first day in office.

What are Joni Ernst's largest assets?

On her 2025 report, the largest holdings are First Interstate Bank (joint, $250K–$500K); Dodge & Cox Income Fund ($15,001–$50,000); Fidelity 500 Index Fund ($15,001–$50,000). Values are reported in bands, not exact amounts.

Sources

  1. U.S. Senate, Electronic Financial Disclosures (eFD) database (accessed October 23, 2026). Filings used for the chart:
  2. House Committee on Ethics, Financial Disclosure Instruction Guide (calendar year 2025). What is and isn’t reported.
  3. Background facts: Wikipedia, Joni Ernst (accessed October 23, 2026). Used for career facts only, never for figures.

Photo: United States Senate Photographic Studio, Public domain, via Wikimedia Commons.

Every number on this page comes from an official filing or the named report next to it. We never fill in years with our own guesses, and this page is not a judgment about how the money was made. How we handle estimates.