Chris Larsen Net Worth

Chris Larsen has an estimated net worth of $8.4 billion, according to Forbes Real-Time Billionaires, Chris Larsen profile (figures as of October 20, 2026). That is up from $1.9 billion in 2019.

Chris Larsen is an American business executive and angel investor best known for helping start Ripple in 2012. He became widely known in finance and tech after building companies around online lending and digital payments. Before Ripple, he cofounded E-Loan in 1996 and Prosper in 2005. Those companies put him at the center of online consumer finance before he moved into blockchain-based payment technology for banks and other financial firms.

His wealth is tied mainly to Ripple and the broader cryptocurrency market. Ripple was built to help banks move money across borders with blockchain technology, and Larsen later stayed on as executive chairman after stepping down as CEO in December 2016. Earlier in his career, he led E-Loan as it became the first company to freely give consumers their FICO credit scores. He also helped launch Prosper, a peer-to-peer lender, before leaving that CEO role in 2012.

How Chris Larsen built his fortune

Larsen made his name by starting companies in consumer finance before moving into crypto. In 1996, he cofounded E-Loan, an online mortgage lender that grew into an early internet finance brand. During his time there, the company became the first to freely provide consumers' FICO credit scores. He left in 2005, the same year E-Loan was sold to Banco Popular. That run gave him a strong base in lending, credit, and financial technology.

He expanded that track record with Prosper in 2005, then shifted again in 2012 when he cofounded Ripple. Ripple started as a company focused on international payments for banks using blockchain technology. Forbes says Ripple owns 61% of the total supply of XRP, which helps explain why Larsen's wealth is linked closely to cryptocurrency. In recent years, Ripple spent roughly $3 billion on strategic acquisitions, changing from a cross-border payments provider into a full-stack crypto infrastructure company.

Forbes net worth and other money details

Forbes estimated Larsen's net worth at $12.3 billion on the World's Billionaires List in 2026. The figures before that show how much the estimate moved over time: $1.9 billion in 2019, $2.6 billion in 2020, $3.4 billion in 2021, $4.3 billion in 2022, $2.2 billion in 2023, $3.2 billion in 2024, and $8.2 billion in 2025. Those swings fit a fortune tied to cryptocurrency and to Ripple's position in the market.

Larsen's money story also includes philanthropy tied to crypto. In 2015, he teamed up with Doug Galen to launch Rippleworks, described as one of the first crypto-endowed foundations. Forbes notes that Rippleworks reported $2.5 billion in assets in 2025. As of October 20, 2026, Forbes' real-time billionaires tracker put Larsen at $8.4 billion. He remains executive chairman of Ripple, so his financial profile is still closely tied to the company he helped create.