Tom Cotton’s net worth over time
Swipe the chart to see every year →
He first took office in 2013 and joined the Senate in 2015. The Senate's online database has his electronic reports from 2019 on, so we can't show his wealth when he first took office. Every bar is one official report, added up the same way. Nothing is filled in between reports. Tap or hover a bar for details.
See every year as a table
| Year | Net worth range | Midpoint | Source |
| 2019 | −$3K to $930K | $464K | Annual Report for CY 2019 (Amendment 1), filed October 13, 2021 |
| 2020 | $325K to $1.3M | $813K | Annual Report for CY 2020 (Amendment 2), filed July 1, 2022 |
| 2021 | −$4.94M to −$590K | −$2.76M | Annual Report for CY 2021 (Amendment 1), filed August 26, 2022 |
| 2022 | −$5.08M to −$425K | −$2.75M | Annual Report for CY 2022, filed August 12, 2023 |
| 2023 | −$4.77M to −$95K | −$2.43M | Annual Report for CY 2023 (Amendment 1), filed November 25, 2024 |
| 2024 | −$4.77M to −$80K | −$2.42M | Annual Report for CY 2024, filed August 8, 2025 |
| 2025 | −$4.73M to −$30K | −$2.38M | Annual Report for CY 2025, filed July 18, 2026 |
Since the earliest online report (2019)
Compares the 2019 report with the 2025 report, using the same method for both. He first took office in 2013 and joined the Senate in 2015. The Senate's online database has his electronic reports from 2019 on, so we can't show his wealth when he first took office. Changes can come from a spouse’s assets, market moves, property values, new debts or how filers choose bands, and the forms do not say which. We do not guess.
What the latest report lists
| Marcus by Goldman Sachs (NYC, New York), joint | $100K–$250K |
| Marcus by Goldman Sachs (NYC, New York), joint | $100K–$250K |
| iShares Russell 3000 ETF, spouse | $50K–$100K |
| Marcus by Goldman Sachs (NYC, New York), joint | $50K–$100K |
| Debt: Mortgage, Chain Bridge Bank, joint | $1M–$5M |
| Debt: Mortgage, Chain Bridge Bank, joint | $50K–$100K |
From the 2025 report filed July 18, 2026. Highlights only. The full report is linked in the sources below.
Where the money comes from
Main sources named in the disclosures and the reporting we cite. The forms don’t split the total into exact amounts, so we don’t show percentages.
Tom Cotton reported household assets minus debts of −$4.73M to −$30K, a midpoint of about −$2.38M, on his latest financial disclosure (Annual Report for CY 2025, filed July 18, 2026).
Tom Cotton has represented Arkansas in the U.S. Senate since 2015, after defeating incumbent Mark Pryor in 2014. Before that he served one term in the U.S. House, from 2013 to 2015, representing Arkansas's 4th congressional district.
A former U.S. Army officer, he chairs the Senate Republican Conference and the Senate Intelligence Committee.
What his 2025 disclosure shows
The report he filed on July 18, 2026 covers 2025. It lists 16 assets with a value, adding up to $368,000 to $1 million. The largest are Marcus by Goldman Sachs (NYC, New York) (joint, $100K–$250K); Marcus by Goldman Sachs (NYC, New York) (joint, $100K–$250K) and iShares Russell 3000 ETF (spouse, $50K–$100K).
On the debt side, the report lists two debts adding up to $1.1 million to $5.1 million. The largest is a mortgage with Chain Bridge Bank, held jointly, in the $1M–$5M band. Subtracting debts the same way gives a range of −$4.7 million to −$30,000, with a midpoint of about −$2.4 million. The Senate form lists mortgages but usually not the homes they are on, so counting those mortgages as debts pulls the low end of the range down.
How the range has changed
Using the same method for every year, the midpoint of his disclosed range went from about $464,000 on his 2019 report to about −$2.4 million on his 2025 report. The highest midpoint was about $813,000, on the 2020 report. The lowest was about −$2.8 million, in 2021. The chart shows seven reports from 2019 to 2025, each added up the same way, and nothing is filled in between them.
These are ranges built from the value bands on each form, not exact values. They move with market prices, property values, new or paid-off debts and the bands a filer picks, and the forms do not say which of these caused a change. Like every member of Congress, Cotton does not have to report a home he lives in, cars and personal belongings, or federal retirement savings such as the Thrift Savings Plan, so his real net worth could be higher than these forms show.
Career and money timeline
- 2013
Takes office in the U.S. House.
- 2015
Takes office as a U.S. senator.
- 2019
Earliest report in the Senate's online database: range of −$3,000 to $930,000 (midpoint $464,000).
- 2020
Highest midpoint in the online reports: $813,000 (range $325,000 to $1.3 million).
- 2025
Becomes chair of the Senate Republican Conference.
- 2025
Latest report: range of −$4.7 million to −$30,000 (midpoint −$2.4 million).
Tom Cotton net worth FAQ
What is Tom Cotton's net worth?
Tom Cotton's 2025 financial disclosure puts household assets minus debts at minus $4.73M to minus $30K, a midpoint of about −$2.38M. Officials report values in ranges, so this is an estimate, not an exact figure.
Where does this number come from?
From Tom Cotton's official annual financial disclosure, filed with the U.S. Senate on July 18, 2026. We add up every asset and debt band on the form. The same method is used for every year on the chart.
Has Tom Cotton's net worth changed since taking office?
Compared with the earliest online report (2019), the low end of the range went from −$3K to −$4.73M and the high end from $930K to −$30K. He first took office in 2013 and joined the Senate in 2015. The Senate's online database has his electronic reports from 2019 on, so we can't show his wealth when he first took office.
What are Tom Cotton's largest assets?
On his 2025 report, the largest holdings are Marcus by Goldman Sachs (NYC, New York) (joint, $100K–$250K); Marcus by Goldman Sachs (NYC, New York) (joint, $100K–$250K); iShares Russell 3000 ETF (spouse, $50K–$100K). Values are reported in bands, not exact amounts.
Why does Tom Cotton's range go below zero?
Our low end adds up the smallest possible value of every asset band and subtracts the largest possible value of every debt band. On his 2025 report the debts listed could, in the most extreme case, be larger than the assets, so the range starts at −$4.7 million. The midpoint is about −$2.4 million.
Sources
- U.S. Senate, Electronic Financial Disclosures (eFD) database (accessed October 23, 2026). Filings used for the chart:
- Annual Report for CY 2025 (July 18, 2026)
- Annual Report for CY 2024 (August 8, 2025)
- Annual Report for CY 2023 (Amendment 1) (November 25, 2024)
- Annual Report for CY 2022 (August 12, 2023)
- Annual Report for CY 2021 (Amendment 1) (August 26, 2022)
- Annual Report for CY 2020 (Amendment 2) (July 1, 2022)
- Annual Report for CY 2019 (Amendment 1) (October 13, 2021)
- House Committee on Ethics, Financial Disclosure Instruction Guide (calendar year 2025). What is and isn’t reported.
- Background facts: Wikipedia, Tom Cotton (accessed October 23, 2026). Used for career facts only, never for figures.
Photo: U.S. Senate Photo Office, Public domain, via Wikimedia Commons.
Every number on this page comes from an official filing or the named report next to it. We never fill in years with our own guesses, and this page is not a judgment about how the money was made. How we handle estimates.